Mastering the Art of the Holiday Pivot

Lois Liberman

It may feel like Scrooge had something to do with the Omicron variant, as many of us are finding long-awaited vacation plans and holiday gatherings scuttled—due to a positive test result, exposure to someone with COVID- 19, or the sudden onset of symptoms. The current reality this holiday season is that you will need to be prepared to pivot on the fly. Some tips and best practices are below.

Wishing everyone (minimally stressful) warm and happy holidays!

MASTERING THE ART OF THE HOLIDAY PIVOT

  • EXPECT THE UNEXPECTED. Even the boosted are getting sick, so try to manage expectations for you and your kids.
  • SET CO-PARENTING CONTINGENCY PLANS WITH YOUR EX. Have 2–3 scenarios mapped out for vacation division (travel insurance, agreed upon make-up time, and how potential quarantine obligations will be handled).
  • LIMIT THE NUMBER OF FRIENDS AND RELATIVES THAT YOU’LL ENCOUNTER. Take into consideration each person’s health and risk tolerance before trips or in-person celebrations.
  • TEST AND TRACE. Keep tabs, take at-home tests in advance of and the day after each social gathering and ask your co-parent to do the same.

Keeping Your Sanity during a COVID Custody Fight

Stacy D. Phillips

As we mark one year since the first shelter-in-place orders were imposed, there is practically no part of divorce that the COVID-19 pandemic has not impacted. In too many ways, the frustration at our lack of control over the events of this last year and now well into the first quarter of 2021 has exacerbated the emotional, psychological, and legal wars of separation and divorce. A particularly active battlefield where control becomes a constant tug-of-war has been the highly charged disagreements that come with fights over child custody.

With tensions as high as ever, I have taken note that many of my divorce cases that would normally settle are not settling—not just the ones involving custody. Moreover, as tensions are higher than usual, parents who are separating or divorcing are now, all too often, using disagreements over their children to score points against their ex-partner. Making matters worse, these unhappy couples have often been stuck in the same household without the normal boundaries between life and work or they may be living in separate homes but do not look at COVID-19 protections the same way, causing an accelerated unraveling.

Keeping sane during a custody fight is not easy, and especially so during COVID-19. It requires positive thinking, setting aside pettiness, and finding creative solutions that are in the best interest of your children. Despite the ongoing uncertainties of managing this school year, securing vaccine appointments for loved ones, and worrying about our health and safety, there are many ways to keep your cool during one of life’s most stressful and unfortunate circumstances.

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Promoting Peace during the Holidays

Stacy D. Phillips

There is almost nothing else that brings underlying family tensions to a head quite like the holidays. For separating, separated, divorcing, and divorced families, this time of year can be highly emotional and stressful. The primary reasons that personal relationships break down—mismatched value systems and power struggles over things big and small—are often on display at the Thanksgiving table or when planning Christmas/Hanukkah gifts for your children or in deciding which side of the family to visit at which time.

We can anticipate that, much like everything else 2020 has impacted, this year’s family in-person and virtual gatherings may be uniquely high on tension and disagreement. Many people are anxious about their health amid another rise in COVID-19 cases or uncertainties surrounding their personal financial situations in the current economy. Add in the political and social unrest in this country and you have a recipe for feeling like you have a lack of control over what is happening in your world.

Like addressing the emotional, psychological, and legal wars of separation and divorce, finding peace during the holidays often requires responding rather than reacting, positive thinking instead of negative strategies, and finding new peaceful solutions to ongoing differences. Despite the political, cultural, and public health uncertainties, there are many opportunities to making the 2020 holiday season a peaceful one.

Reach Out & Be Kind

At the beginning of the COVID-19 lockdowns, people were more likely to empathize with each other, make sacrifices, and reach out to each other with a heightened sense of humanity to say: “we are in this together.” Now that we are nearly nine months into the pandemic, many people, especially those that are separating and divorcing, are fighting over things that are not quite earth-shattering and hating each other with a vengeance.

This holiday season remember that people are struggling, whether impacted by COVID-19 or those who lost work. In addition to focusing on what you can do for others by making that extra donation to the food bank and expressing gratitude to doctors, nurses, first responders, and essential workers, call and check in on family and friends. They may be having a tougher time with loneliness than anyone realizes. When you look back on this time many years from now, you will want to remember the holidays as a positive time when you could focus on others and set aside the strife.

Cooperate to Make New (or Simplify Old) Traditions

If there was ever a year to be flexible and cooperate with your ex for the good of your children, 2020 is it. Many of us will experience frustration that, because of COVID-19, we cannot have the same large family gatherings or have our children easily split time between both parents.

Although nobody knows when the pandemic will end, we will all have to find patience and adapt to the current circumstances. That does not mean old traditions need to end and we should resign ourselves to being alone. Instead, there are new opportunities to see relatives from both your and your ex’s families via Zoom and find creative ways to share time with old friends and family members and carry out old traditions together virtually. Make time for your ex’s family and in-laws if you can, even if only online. When deciding who to have at your table (safely!) or which relatives to invite to Zoom, be as inclusive as possible.

Take Care of Yourself COVID-19 has taken a heavy toll on us physically and psychologically. Not only has the disease directly impacted many of us, but we have all been hit with fatigue and stress. Many of us have been rightfully concerned about others and may be caring for someone else during this time, but do not forget that your physical and mental health matters too. Find time to engage in more of what you love about the holidays. Continue to get regular and proper exercise to vent frustration, tune up your mind and body, and give yourself more energy to face challenges. When you have taken care and control of yourself, it is that much easier to let the happiness and positive energy from the holidays happen.

Coronavirus Reality Checks: Surviving Divorce or Separation during the Pandemic

Marilyn B. Chinitz

Amid these unusual times, everybody has on their minds the ripple effects of COVID-19 because we know it has infected everything. Divorcing individuals are not immune. Those contemplating and those in the middle of divorce need to know that COVID-19 will impact their lives in previously unimaginable ways. It will affect your marital estate, investment portfolio, real estate, retirement assets, business assets, and your most important asset—your children.

Underlying conflicts often emerge when couples are together in close proximity of each other for long periods of time. The abrupt and drastic lifestyle change of staying home may have caused more harm than good for couples already dealing with conflict in their marriage. Social distancing, working from home, having limited mobility, and caring for children full time without traditional support systems have become the norm, and it seems that it’s going to be for the foreseeable future. While quarantine is hard on everybody, it’s even harder on those whose marriage have already cracked. It’s not COVID-19 that’s ruining your marriage, but it can cause a divorce to happen a lot sooner.

In my recent webinar, Lunch & Learn: Successfully Navigating Divorce and Separation Amid COVID-19, I was joined by the dynamic family therapist Dr. Kathryn Smerling as we highlighted potential solutions and strategies for unprecedented financial issues, custody and visitation, and family mental health during these challenging times.

If you’re considering divorce, you must examine your options and have reality checks:

Reality Check #1 ‒ Assemble Your Team

While everybody is at home there is an opportunity to contact different attorneys, speak to them, and do your research. Given that a lot of people are working from home and practicing social distancing, you have more time to do your research online, including looking into potential divorce attorneys, therapists, financial experts, and financial advisors.

Whoever ends up on your team, it takes a village to successfully navigate your way through a divorce. You must work collaboratively with your team to decide which battles are worth fighting and what is best to let go of.

Reality Check #2 – Obtain Financial Records & Know Your Financial Picture

A significant part of divorce hinges on dividing assets. Because most of us are home more often than ever now, your spouse is likely at home working as well. Chances are the mail that was going to the office is coming to the home. That mail could include brokerage account statements, financial statements, and other financial documents that are now being sent to your home.

This is an opportunity.

Don’t view it as being a snoop. Instead, look at it as becoming educated on your own financial situation. This is an appropriate time to learn your income from all sources, what debts you have, and get familiar with your expenses. Look for bank statements, canceled checks, credit card statements, tax returns, and life insurance policies. Remember that you’re free to open the mail when it’s addressed to you. And in some cases, go into your spouse’s home office, and even before uttering any word about “divorce,” say you’re concerned because there’s a pandemic going on and want to know what we have.

Reality Check #3 – Get Acquainted with a Forensic Accountant & a Financial Wealth Manager

Couples who are contemplating a divorce or are in a middle of one, have a lot of questions about the COVID-19 economic crisis’ impact on support requirements, property division, and the valuation of assets. Virtually every individual worldwide who has money invested in the markets has now seen their accounts fluctuate dramatically from the February 2020 high (on Valentine’s Day, believe it or not).

Uncertainty will be ongoing, causing values to seesaw for a very significant time and making it difficult for attorneys to predict exactly what’s going to happen. There’s no question that negotiating your financial settlement during this turmoil is going to get more difficult and complex. For business owners, timing may be important in asking for appraisals while those assets have lower values, but they will also have resources available such as the Paycheck Protection Program and Federal Reserve lending programs.

Markets have historically bounced back from deep declines, so we need to brace ourselves for a significant period of low valuations before the markets fully recover. However, like everything else, this is an opportunity for rebalancing and tax planning opportunities. Find the best financial experts you can if you want to maximize the amount you will walk away with in a divorce.

Reality Check #4 – Expect Modifications Aplenty Going Forward

In the post-COVID world, I anticipate there will be more custody and support modifications. There will likely be quite a few cases where a modification of custody will be justified when a parent has intentionally withheld a child from their ex-spouse. In pending cases, where an ex-spouse may have lost income, there will be support modifications. It’s important to realize that merely losing your job doesn’t mean you’ll be entitled to a downward modification of support and relief from your obligations. If you have other assets sitting somewhere, you’ll be required to use those them to support your children. Many valuations will likely need be redone as well.

And as courts begin to emerge with large backlogs, there are opportunities to work collaboratively with other attorneys. With difficulties getting judges on the phone, instead attempt to first work out the issues that come up with other attorneys. Given the backlog, judges won’t want to hear mundane issues—only important things impacting peoples’ lives.

I invite you to watch and share the recording from the recent webinar for further details on these vital topics and concerns, and to hear Dr. Smerling’s perspectives on handling pandemic anxieties and difficult situations involving children during these treacherous times. Contact me if you have questions about navigating the challenges of separation or divorce amid COVID-19.

Please click here to listen to the recording of our Lunch & Learn webinar.

Amid the Pandemic: Families Coming Together … and Coming Apart

Marilyn B. Chinitz

In times of crisis, families typically come together. People decide to avoid unnecessary battles. Arguments are fewer. But that is not the case for unhappy and divorcing couples, many of whom now are experiencing extraordinarily challenging times. Family tensions are exacerbated as COVID-19 continues to impact lives in previously unimaginable ways. Some form of social distancing, working from home, limited mobility, and caring for children full-time without traditional support systems, are all now the norm and will be for the foreseeable future.

Concerns for Our Children.

Children of all ages are experiencing tremendous anxiety from the significant changes in their daily lives—the isolation, the new cleaning/sanitizing routines, and fears created by the pandemic. Limited access to parks, playgrounds, and friends coupled with distance learning, media consumption, and time-filling crafts and games can be sustained for a few weeks, but not for months on end. In divorced or separated families, many children are not spending time with their non-custodial parent because it would present too much of a risk for contracting the virus. Children are understandably confused, upset, depressed, and unfamiliar with how to process their feelings.

Parents’ Challenges.

Parents are juggling and multitasking like never before. They are expected to work from home while at the same time providing full-time care for their children, cooking, cleaning, shopping, and supervising online studies and extracurricular lessons. Some parents are doing this alone, without help from anyone—no tutor, spouse, or domestic helper. Simply put: parents are stressed and overwhelmed. They, too, are socially isolated and cannot depend on their normal diversions. Activities they once took for granted—dinner with friends, in-person meetings with a therapist, workouts in the gym, or myriad other traditional methods of dealing with stress—are now out of reach. Additionally, isolation presents parents with some of the unhealthiest of options for dealing with stress: binge eating and alcohol consumption. Moreover, many non-custodial parents find themselves in the untenable position of missing their children as a result of the coronavirus prohibiting travel and visits.

Divorcing Couples.

Those in the middle of divorce litigation are in uncharted waters. Their dispute resolution forum is not available to them. The courts are, for the most part, closed or only hearing cases involving an emergency, such as danger to a child. While some judges are conducting conference calls/Zoom sessions with attorneys, the fact of the matter is that the family courts are not available and will not be for the near future.

One of the most concerning aspects in all of this is the decrease in the value of marital assets—in some instances having decreased by as much as 50‒70 percent. Ongoing negotiations about the division of assets will need to be re-examined. Updated appraisals will be required, including revised business valuations and/or re-calculations of the transfer amounts from one spouse to the other.

And it does not stop there. Historic levels of unemployment, now a reality, are impacting the ability to pay support for the benefit of the children as well as spouses. Unexpected unemployment or the shuttering of businesses are examples of substantial changes in circumstances that will likely prompt countless applications to the court for downward modification of support obligations.

Considering Divorce.

If a marriage was falling apart and on the edge before this pandemic hit home, undoubtedly things will get worse with spouses together in a “lockdown” situation. We could be hopeful that cooler, wiser heads will prevail and that couples having problems can put their emotions and fears aside and either present a united front against these very challenging times or work out their custody and financial issues amicably. But this is unlikely to be the case. Although new divorce proceedings are generally not being instituted because the courts are focusing on emergency issues in the cases already proceeding, people are still at war with one another. Even in jurisdictions where filings are being accepted, do not expect to get any relief from the court soon. We are receiving multiple calls from prospective clients who want to understand what the next best steps are to terminate their marriage and divide assets during an unpredictable, unsettling economy.

Moving Ahead.

Many lawyers are now working with their colleagues to negotiate settlements and resolve issues in the interest of moving cases along, even though the courts are not available. More than ever before, it is incumbent upon the attorneys to assert leadership—and to step in since the judges cannot—to try to work with their adversaries to take a position that is fair and reasonable to both sides and build consensus. Otherwise, everybody loses.

For more on this important topic, please join Marilyn for her May 27, 2020, webinar:

Lunch & Learn: Successfully Navigating Divorce and Separation Amid COVID-19

Noteworthy Nuances of High Profile and Celebrity Divorce (Part Two)

Stacy D. Phillips

Part Two: A Particular Kind of Tug-of-War

In dissolutions of high-net-worth and celebrity marriages or domestic partnerships, intellectual property rights, profit participation, residuals, and royalties often represent the most valuable of all the assets. They frequently become a battleground for control. Contracts are typically made over long periods of time, and are constantly renegotiated and amended. Valuing such assets can quickly become a hotly contested issue. These assets require a sophisticated and experienced family law attorney, working with a top forensic accountant, who understands the nuances involved.

The matter of support is often a particularly difficult challenge when the major earner of the couple is a professional sports figure. Because their ability to play and earn at the highest levels is limited to a finite time period, support (both spousal and child)—and custody, for that matter—could change dramatically when the professional’s career ends. The lifetime of an entertainer’s career can be similarly brief or span decades, presenting equally complex implications. These are nuances that must be managed when the income of the earning spouse/parent exceeds the couple’s marital standard of living and/or the reasonable needs of the children.

Child custody is another highly nuanced area of family law, particularly when one or both parents are required to be “on location” or travel extensively for business. The amount of time spent with the children, where that time is spent, the level of child support, the ages of the children—all are factors that impact custody agreements. If a parent’s absence is due to filming away from home, for example, is that parent entitled to makeup time? Are the children to visit on location, missing school, friends and their normal routine? Are the children of an age to fly alone? These sorts of custody arrangements are, in many cases, subject to annual renegotiation depending on the working parents’ professional demands. All too often, these negotiations can devolve into contentious Control Wars.

What is especially difficult about most divorce and custody cases is that this tug of war over control does not begin or end in my office or the courtroom. It may go on for years, long after the divorce decree or judgment of paternity is official. I truly believe that a better understanding of how to mitigate control battles would greatly benefit anyone contemplating or in the midst of divorce, and those who suffer from what I term “divorce residue.” Attorneys, even the best ones, cannot be expected to stop these battles or manage the other party. I have seen, however, that if both parties resolve to diminish the legal, financial, and emotional Control Wars, there is hope for the prospect of healing and peace.